Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$410,170$410,170$562,499
Remaining term (yrs)26.326.330.0
Secondary amount$0$152,329$0
Funding fee$0$0$0
Note rate6.750%6.750%7.400%
Blended rate7.600%7.708%7.640%
1st payment$2,776.27$2,776.27$3,894.63
2nd payment$0.00$1,015.53$0.00
Taxes / mo$437.42$437.42$437.42
Insurance / mo$166.67$166.67$166.67
MI / mo$303.20$303.20$112.50
HOA / mo$60.00$60.00$60.00
Total monthly$3,743.54$4,759.07$4,671.21
Cash to close$214,829$62,500$62,500