Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$485,192$485,192$490,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$32,558$0
Funding fee$2,426$2,426$0
Note rate3.100%3.100%7.400%
Blended rate3.100%3.652%7.640%
1st payment$2,305.89$2,305.89$3,396.12
2nd payment$0.00$322.19$0.00
Taxes / mo$345.92$345.92$345.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,818.47$3,140.66$4,006.81
Cash to close$59,808$27,250$54,500