Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$165,604$165,604$355,500
Remaining term (yrs)18.618.630.0
Secondary amount$0$189,896$0
Funding fee$0$0$0
Note rate3.820%3.820%7.400%
Blended rate4.670%6.449%7.640%
1st payment$1,031.93$1,031.93$2,461.41
2nd payment$0.00$1,265.97$0.00
Taxes / mo$242.00$242.00$242.00
Insurance / mo$150.00$150.00$150.00
MI / mo$156.49$156.49$71.10
HOA / mo$320.00$320.00$320.00
Total monthly$1,900.42$3,166.39$3,244.51
Cash to close$229,396$39,500$39,500