Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$311,288$311,288$603,000
Remaining term (yrs)23.523.530.0
Secondary amount$0$291,712$0
Funding fee$1,556$1,556$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.530%7.640%
1st payment$1,608.95$1,608.95$4,175.05
2nd payment$0.00$1,883.97$0.00
Taxes / mo$485.42$485.42$485.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$120.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,261.04$4,145.01$4,947.73
Cash to close$358,712$67,000$67,000