Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$495,420	$495,420	$508,410
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$41,235	$0
Funding fee	$0	$0	$0
Note rate	6.440%	6.440%	7.400%
Blended rate	6.990%	7.365%	7.640%
1st payment	$3,176.26	$3,176.26	$3,520.13
2nd payment	$0.00	$408.05	$0.00
Taxes / mo	$647.75	$647.75	$647.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$231.77	$231.77	$101.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,222.45	$4,630.50	$4,436.23
Cash to close	$69,480	$28,245	$56,490