Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$126,724	$126,724	$305,910
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$179,186	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	6.529%	7.640%
1st payment	$669.62	$669.62	$2,118.06
2nd payment	$0.00	$1,194.57	$0.00
Taxes / mo	$223.92	$223.92	$223.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.33	$104.33	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,147.86	$2,342.43	$2,553.16
Cash to close	$213,176	$33,990	$33,990