Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$338,767$338,767$431,910
Remaining term (yrs)28.028.030.0
Secondary amount$0$93,143$0
Funding fee$1,694$1,694$0
Note rate6.490%6.490%7.400%
Blended rate6.490%7.031%7.640%
1st payment$2,187.40$2,187.40$2,990.46
2nd payment$0.00$698.57$0.00
Taxes / mo$132.17$132.17$132.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.38
HOA / mo$63.00$63.00$63.00
Total monthly$2,549.23$3,247.80$3,438.67
Cash to close$141,133$47,990$47,990