Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$318,216	$306,000
Remaining term (yrs)	27.1	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	7.440%	7.400%
Blended rate	7.990%	7.640%
1st payment	$2,274.29	$2,118.68
2nd payment	$0.00	$0.00
Taxes / mo	$235.17	$235.17
Insurance / mo	$150.00	$150.00
MI / mo	$149.96	$61.20
HOA / mo	$173.00	$173.00
Total monthly	$2,982.42	$2,738.05
Cash to close	$21,784	$34,000