Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$270,598	$270,598	$350,100
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$79,502	$0
Funding fee	$0	$0	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.940%	7.408%	7.640%
1st payment	$1,761.12	$1,761.12	$2,424.02
2nd payment	$0.00	$596.27	$0.00
Taxes / mo	$108.58	$108.58	$108.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.18	$129.18	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,148.89	$2,745.15	$2,752.63
Cash to close	$118,402	$38,900	$38,900