Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$376,158	$376,158	$413,100
Remaining term (yrs)	14.1	14.1	30.0
Secondary amount	$0	$36,942	$0
Funding fee	$1,881	$1,881	$0
Note rate	5.440%	5.440%	7.400%
Blended rate	5.440%	5.758%	7.640%
1st payment	$3,166.19	$3,166.19	$2,860.22
2nd payment	$0.00	$277.07	$0.00
Taxes / mo	$370.33	$370.33	$370.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.62
HOA / mo	$21.00	$21.00	$21.00
Total monthly	$3,724.19	$4,001.26	$3,500.84
Cash to close	$82,842	$45,900	$45,900