Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$245,268	$245,268	$274,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$29,232	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	4.220%	7.640%
1st payment	$1,137.73	$1,137.73	$1,900.58
2nd payment	$0.00	$219.24	$0.00
Taxes / mo	$423.25	$423.25	$423.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$196.13	$196.13	$54.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,907.12	$2,126.36	$2,528.73
Cash to close	$59,732	$30,500	$30,500