Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,490	$281,490	$359,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$77,610	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	4.979%	7.640%
1st payment	$1,352.99	$1,352.99	$2,486.34
2nd payment	$0.00	$582.08	$0.00
Taxes / mo	$455.42	$455.42	$455.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$226.73	$226.73	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,185.14	$2,767.22	$3,163.57
Cash to close	$117,510	$39,900	$39,900