Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$347,707	$347,707	$359,910
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$32,198	$0
Funding fee	$1,739	$1,739	$0
Note rate	6.770%	6.770%	7.400%
Blended rate	6.770%	7.203%	7.640%
1st payment	$2,286.21	$2,286.21	$2,491.94
2nd payment	$0.00	$318.63	$0.00
Taxes / mo	$81.58	$81.58	$81.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,517.80	$2,836.43	$2,795.51
Cash to close	$52,193	$19,995	$39,990