Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$412,048$412,048$630,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$217,952$0
Funding fee$2,060$2,060$0
Note rate3.680%3.680%7.400%
Blended rate3.680%5.088%7.640%
1st payment$2,194.85$2,194.85$4,361.99
2nd payment$0.00$1,407.61$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$126.00
HOA / mo$67.00$67.00$67.00
Total monthly$2,886.85$4,294.46$5,179.99
Cash to close$287,952$70,000$70,000