Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$271,335$271,335$305,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$33,765$0
Funding fee$0$0$0
Note rate3.050%3.050%7.400%
Blended rate3.900%4.464%7.640%
1st payment$1,285.23$1,285.23$2,112.45
2nd payment$0.00$253.24$0.00
Taxes / mo$452.25$452.25$452.25
Insurance / mo$150.00$150.00$150.00
MI / mo$214.55$214.55$61.02
HOA / mo$332.00$332.00$332.00
Total monthly$2,434.03$2,687.27$3,107.72
Cash to close$67,665$33,900$33,900