Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$259,431	$259,431	$360,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$100,569	$0
Funding fee	$1,297	$1,297	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	5.117%	7.640%
1st payment	$1,348.70	$1,348.70	$2,492.57
2nd payment	$0.00	$670.46	$0.00
Taxes / mo	$339.83	$339.83	$339.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,838.53	$2,508.99	$3,054.40
Cash to close	$140,569	$40,000	$40,000