Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,469	$91,469	$252,000
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$160,531	$0
Funding fee	$0	$0	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	4.500%	6.730%	7.640%
1st payment	$545.34	$545.34	$1,744.80
2nd payment	$0.00	$1,070.21	$0.00
Taxes / mo	$83.08	$83.08	$83.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$84.44	$84.44	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$862.86	$1,933.07	$2,028.28
Cash to close	$188,531	$28,000	$28,000