Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,160$206,160$238,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$32,340$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%4.514%7.640%
1st payment$1,000.80$1,000.80$1,651.33
2nd payment$0.00$242.55$0.00
Taxes / mo$363.17$363.17$363.17
Insurance / mo$150.00$150.00$150.00
MI / mo$169.01$169.01$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,682.97$1,925.52$2,212.19
Cash to close$58,840$26,500$26,500