Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$334,803	$334,803	$382,500
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$47,697	$0
Funding fee	$0	$0	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.990%	8.116%	7.640%
1st payment	$2,390.59	$2,390.59	$2,648.35
2nd payment	$0.00	$357.73	$0.00
Taxes / mo	$159.58	$159.58	$159.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.63	$157.63	$76.50
HOA / mo	$66.00	$66.00	$66.00
Total monthly	$2,923.80	$3,281.53	$3,100.44
Cash to close	$90,197	$42,500	$42,500