Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$345,185$345,185$432,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$86,815$0
Funding fee$1,726$1,726$0
Note rate5.130%5.130%7.400%
Blended rate5.130%5.908%7.640%
1st payment$2,002.53$2,002.53$2,991.08
2nd payment$0.00$651.11$0.00
Taxes / mo$361.25$361.25$361.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$19.08$19.08$19.08
Total monthly$2,549.53$3,200.64$3,624.48
Cash to close$134,815$48,000$48,000