Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$138,752$138,752$198,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$59,248$0
Funding fee$0$0$0
Note rate6.270%6.270%7.400%
Blended rate6.820%7.472%7.640%
1st payment$894.68$894.68$1,370.91
2nd payment$0.00$444.36$0.00
Taxes / mo$308.33$308.33$308.33
Insurance / mo$150.00$150.00$150.00
MI / mo$66.46$66.46$39.60
HOA / mo$595.00$595.00$595.00
Total monthly$2,014.47$2,458.83$2,463.85
Cash to close$81,248$22,000$22,000