Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,538$392,538$620,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$227,562$0
Funding fee$1,963$1,963$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.737%7.640%
1st payment$1,911.63$1,911.63$4,293.45
2nd payment$0.00$1,469.67$0.00
Taxes / mo$574.17$574.17$574.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.02
HOA / mo$83.00$83.00$83.00
Total monthly$2,735.47$4,205.14$5,241.30
Cash to close$296,462$68,900$68,900