Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$162,805	$162,805	$395,100
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$232,295	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.436%	7.640%
1st payment	$972.87	$972.87	$2,735.59
2nd payment	$0.00	$1,500.24	$0.00
Taxes / mo	$101.00	$101.00	$101.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.53	$149.53	$79.02
HOA / mo	$28.00	$28.00	$28.00
Total monthly	$1,401.41	$2,901.65	$3,093.61
Cash to close	$276,195	$43,900	$43,900