Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$132,765	$132,765	$571,500
Remaining term (yrs)	18.8	18.8	30.0
Secondary amount	$0	$438,735	$0
Funding fee	$664	$664	$0
Note rate	4.040%	4.040%	7.400%
Blended rate	4.040%	6.888%	7.640%
1st payment	$837.49	$837.49	$3,956.95
2nd payment	$0.00	$2,833.49	$0.00
Taxes / mo	$219.50	$219.50	$219.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$114.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,223.65	$4,057.15	$4,457.42
Cash to close	$502,235	$63,500	$63,500