Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$150,842	$150,842	$463,500
Remaining term (yrs)	16.7	16.7	30.0
Secondary amount	$0	$312,658	$0
Funding fee	$754	$754	$0
Note rate	3.930%	3.930%	7.400%
Blended rate	3.930%	6.507%	7.640%
1st payment	$1,021.97	$1,021.97	$3,209.18
2nd payment	$0.00	$2,019.25	$0.00
Taxes / mo	$249.00	$249.00	$249.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.70
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$1,497.63	$3,516.88	$3,777.55
Cash to close	$364,158	$51,500	$51,500