Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,137$292,137$337,500
Remaining term (yrs)26.226.230.0
Secondary amount$0$45,363$0
Funding fee$0$0$0
Note rate7.080%7.080%7.400%
Blended rate7.930%8.074%7.640%
1st payment$2,041.80$2,041.80$2,336.78
2nd payment$0.00$340.22$0.00
Taxes / mo$252.33$252.33$252.33
Insurance / mo$150.00$150.00$150.00
MI / mo$215.64$215.64$67.50
HOA / mo$400.00$400.00$400.00
Total monthly$3,059.78$3,400.00$3,206.62
Cash to close$82,863$37,500$37,500