Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$288,748$288,748$314,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$26,162$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%4.168%7.640%
1st payment$1,345.21$1,345.21$2,180.37
2nd payment$0.00$196.22$0.00
Taxes / mo$132.42$132.42$132.42
Insurance / mo$150.00$150.00$150.00
MI / mo$229.52$229.52$62.98
HOA / mo$86.00$86.00$86.00
Total monthly$1,943.14$2,139.36$2,611.77
Cash to close$61,152$34,990$34,990