Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$325,878	$325,878	$382,050
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$56,172	$0
Funding fee	$1,629	$1,629	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	2.670%	3.601%	7.640%
1st payment	$1,515.06	$1,515.06	$2,645.24
2nd payment	$0.00	$421.29	$0.00
Taxes / mo	$149.83	$149.83	$149.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.41
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,814.89	$2,236.18	$3,021.48
Cash to close	$98,622	$42,450	$42,450