Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$251,264$251,264$409,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$158,236$0
Funding fee$1,256$1,256$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.760%7.640%
1st payment$1,177.38$1,177.38$2,835.30
2nd payment$0.00$1,054.91$0.00
Taxes / mo$279.42$279.42$279.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$48.00$48.00$48.00
Total monthly$1,671.47$2,726.37$3,411.28
Cash to close$203,736$45,500$45,500