Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$182,088$182,088$341,100
Remaining term (yrs)19.819.830.0
Secondary amount$0$159,012$0
Funding fee$0$0$0
Note rate3.410%3.410%7.400%
Blended rate4.260%6.003%7.640%
1st payment$1,050.70$1,050.70$2,361.71
2nd payment$0.00$1,060.08$0.00
Taxes / mo$458.08$458.08$458.08
Insurance / mo$150.00$150.00$150.00
MI / mo$167.61$167.61$68.22
HOA / mo$272.00$272.00$272.00
Total monthly$2,098.39$3,158.47$3,310.01
Cash to close$196,912$37,900$37,900