Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$476,264	$476,264	$584,910
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$108,646	$0
Funding fee	$0	$0	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	4.740%	5.346%	7.640%
1st payment	$2,451.58	$2,451.58	$4,049.80
2nd payment	$0.00	$724.31	$0.00
Taxes / mo	$541.58	$541.58	$541.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$368.62	$368.62	$116.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,528.45	$4,252.76	$4,875.03
Cash to close	$173,636	$64,990	$64,990