Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$613,048$613,048$711,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$97,952$0
Funding fee$3,065$3,065$0
Note rate4.375%4.375%7.400%
Blended rate4.375%5.012%7.640%
1st payment$3,316.10$3,316.10$4,922.82
2nd payment$0.00$734.64$0.00
Taxes / mo$658.33$658.33$658.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.20
HOA / mo$0.00$0.00$0.00
Total monthly$4,191.10$4,925.74$5,940.02
Cash to close$176,952$79,000$79,000