Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$164,924	$164,924	$436,500
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$271,576	$0
Funding fee	$0	$0	$0
Note rate	7.100%	7.100%	7.400%
Blended rate	7.650%	7.712%	7.640%
1st payment	$1,134.96	$1,134.96	$3,022.24
2nd payment	$0.00	$1,753.93	$0.00
Taxes / mo	$404.17	$404.17	$404.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$77.41	$77.41	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,783.20	$3,537.13	$3,680.37
Cash to close	$320,076	$48,500	$48,500