Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,984	$169,984	$432,000
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$262,016	$0
Funding fee	$0	$0	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.950%	6.648%	7.640%
1st payment	$1,020.06	$1,020.06	$2,991.08
2nd payment	$0.00	$1,692.19	$0.00
Taxes / mo	$510.00	$510.00	$510.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$149.53	$149.53	$86.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,846.26	$3,538.45	$3,754.15
Cash to close	$310,016	$48,000	$48,000