Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,105	$191,105	$359,910
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$168,805	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	6.296%	7.640%
1st payment	$1,107.60	$1,107.60	$2,491.94
2nd payment	$0.00	$1,125.37	$0.00
Taxes / mo	$182.08	$182.08	$182.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$165.53	$165.53	$71.98
HOA / mo	$112.00	$112.00	$112.00
Total monthly	$1,717.21	$2,842.58	$3,008.01
Cash to close	$208,795	$39,990	$39,990