Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,066	$154,066	$323,550
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$169,484	$0
Funding fee	$0	$0	$0
Note rate	4.430%	4.430%	7.400%
Blended rate	5.280%	6.705%	7.640%
1st payment	$924.89	$924.89	$2,240.19
2nd payment	$0.00	$1,129.89	$0.00
Taxes / mo	$299.58	$299.58	$299.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.37	$130.37	$64.71
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,504.84	$2,634.73	$2,754.49
Cash to close	$205,434	$35,950	$35,950