Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$87,226	$87,226	$269,910
Remaining term (yrs)	18.1	18.1	30.0
Secondary amount	$0	$182,684	$0
Funding fee	$0	$0	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	4.820%	6.972%	7.640%
1st payment	$560.48	$560.48	$1,868.80
2nd payment	$0.00	$1,217.90	$0.00
Taxes / mo	$91.92	$91.92	$91.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.46	$83.46	$53.98
HOA / mo	$235.00	$235.00	$235.00
Total monthly	$1,120.85	$2,338.75	$2,399.70
Cash to close	$212,674	$29,990	$29,990