Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$233,698	$238,500
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$1,168	$0
Note rate	3.500%	7.400%
Blended rate	3.500%	7.640%
1st payment	$1,167.52	$1,651.33
2nd payment	$0.00	$0.00
Taxes / mo	$62.67	$62.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$47.70
HOA / mo	$100.00	$100.00
Total monthly	$1,480.18	$2,011.69
Cash to close	$31,302	$26,500