Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$538,142	$538,142	$1,827,000
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$1,288,858	$0
Funding fee	$2,691	$2,691	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	3.750%	6.572%	7.640%
1st payment	$3,333.91	$3,333.91	$12,649.78
2nd payment	$0.00	$8,323.87	$0.00
Taxes / mo	$1,691.67	$1,691.67	$1,691.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$365.40
HOA / mo	$62.00	$62.00	$62.00
Total monthly	$5,304.24	$13,628.12	$14,985.51
Cash to close	$1,491,858	$203,000	$203,000