Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,625	$21,625	$558,000
Remaining term (yrs)	2.3	2.3	30.0
Secondary amount	$0	$536,375	$0
Funding fee	$0	$0	$0
Note rate	6.730%	6.730%	7.400%
Blended rate	7.580%	7.743%	7.640%
1st payment	$810.06	$810.06	$3,863.48
2nd payment	$0.00	$3,464.09	$0.00
Taxes / mo	$136.75	$136.75	$136.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$88.65	$88.65	$111.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,202.12	$4,666.21	$4,278.50
Cash to close	$598,375	$62,000	$62,000