Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$85,659	$85,659	$382,410
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$296,751	$0
Funding fee	$0	$0	$0
Note rate	5.090%	5.090%	7.400%
Blended rate	5.940%	7.345%	7.640%
1st payment	$722.89	$722.89	$2,647.73
2nd payment	$0.00	$1,916.52	$0.00
Taxes / mo	$165.50	$165.50	$165.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$94.42	$94.42	$76.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,132.80	$3,049.32	$3,039.71
Cash to close	$339,241	$42,490	$42,490