Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$125,575	$125,575	$297,000
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$171,425	$0
Funding fee	$628	$628	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	6.321%	7.640%
1st payment	$754.81	$754.81	$2,056.37
2nd payment	$0.00	$1,142.84	$0.00
Taxes / mo	$166.50	$166.50	$166.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,071.31	$2,214.14	$2,432.27
Cash to close	$204,425	$33,000	$33,000