Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$369,678	$369,678	$439,200
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$69,522	$0
Funding fee	$0	$0	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.980%	4.775%	7.640%
1st payment	$1,786.03	$1,786.03	$3,040.93
2nd payment	$0.00	$521.41	$0.00
Taxes / mo	$406.67	$406.67	$406.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$295.14	$295.14	$87.84
HOA / mo	$389.00	$389.00	$389.00
Total monthly	$3,043.50	$3,564.91	$4,091.11
Cash to close	$118,322	$48,800	$48,800