Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$300,217	$300,217	$431,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$130,883	$0
Funding fee	$1,501	$1,501	$0
Note rate	3.290%	3.290%	7.400%
Blended rate	3.290%	4.720%	7.640%
1st payment	$1,526.46	$1,526.46	$2,984.85
2nd payment	$0.00	$872.56	$0.00
Taxes / mo	$434.67	$434.67	$434.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.22
HOA / mo	$41.25	$41.25	$41.25
Total monthly	$2,169.04	$3,041.60	$3,713.65
Cash to close	$178,783	$47,900	$47,900