Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$392,260$392,260$418,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$26,240$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.254%7.640%
1st payment$2,296.61$2,296.61$2,897.61
2nd payment$0.00$196.80$0.00
Taxes / mo$179.17$179.17$179.17
Insurance / mo$166.67$166.67$166.67
MI / mo$295.59$295.59$83.70
HOA / mo$67.00$67.00$67.00
Total monthly$3,005.03$3,201.83$3,394.14
Cash to close$72,740$46,500$46,500