Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$196,979	$196,979	$279,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$82,021	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.293%	7.640%
1st payment	$930.24	$930.24	$1,931.74
2nd payment	$0.00	$615.16	$0.00
Taxes / mo	$242.42	$242.42	$242.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.31	$158.31	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,480.97	$2,096.13	$2,379.96
Cash to close	$113,021	$31,000	$31,000