Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$69,567	$69,567	$355,410
Remaining term (yrs)	8.5	8.5	30.0
Secondary amount	$0	$285,843	$0
Funding fee	$0	$0	$0
Note rate	5.660%	5.660%	7.400%
Blended rate	6.510%	7.507%	7.640%
1st payment	$854.26	$854.26	$2,460.79
2nd payment	$0.00	$1,846.07	$0.00
Taxes / mo	$166.83	$166.83	$166.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.71	$104.71	$71.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,275.81	$3,121.88	$2,848.70
Cash to close	$325,333	$39,490	$39,490