Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,416$387,416$441,000
Remaining term (yrs)29.529.530.0
Secondary amount$0$53,584$0
Funding fee$1,937$1,937$0
Note rate5.980%5.980%7.400%
Blended rate5.980%6.347%7.640%
1st payment$2,329.53$2,329.53$3,053.39
2nd payment$0.00$401.88$0.00
Taxes / mo$461.25$461.25$461.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$87.00$87.00$87.00
Total monthly$3,044.45$3,446.33$3,856.51
Cash to close$102,584$49,000$49,000