Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$211,682	$211,682	$719,100
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$507,418	$0
Funding fee	$0	$0	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.950%	6.926%	7.640%
1st payment	$1,191.03	$1,191.03	$4,978.90
2nd payment	$0.00	$3,277.07	$0.00
Taxes / mo	$436.58	$436.58	$436.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$174.60	$174.60	$143.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,018.88	$5,295.95	$5,775.97
Cash to close	$587,318	$79,900	$79,900