Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$273,701$273,701$355,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$81,799$0
Funding fee$0$0$0
Note rate5.230%5.230%7.400%
Blended rate6.080%6.752%7.640%
1st payment$1,608.94$1,608.94$2,461.41
2nd payment$0.00$613.50$0.00
Taxes / mo$95.17$95.17$95.17
Insurance / mo$150.00$150.00$150.00
MI / mo$206.85$206.85$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,060.96$2,674.45$2,777.68
Cash to close$121,299$39,500$39,500